Securing urgent working capital in major Nigerian commercial centers like Lagos Mainland, Lagos Island, Abuja, and Airport Road in Kano can be challenging through traditional banks. Complex paperwork and lengthy approvals often delay critical business or personal plans. ALHERI LENDING COMPANY LTD provides a transparent, legal, and rapid vehicle pledge cash solution tailored for car owners across Nigeria.
As a licensed state money lender operating in full compliance with the FCCPC Digital, Electronic, Online or Non-Traditional (DEON) Consumer Lending Regulations 2025 (fully enforced in 2026) and data protection mandates under the Nigeria Data Protection Act (NDPA) 2023, ALHERI guarantees absolute transparency. Every applicant receives full upfront disclosure of loan terms, clear interest calculations, and zero hidden charges. No third-party guarantor is required because your vehicle serves as the sole pledge collateral.
Step-by-Step Application Process
- Document Preparation: Gather your valid Government ID (NIN or BVN), proof of residential address (utility bill), Proof of Ownership (POC), vehicle registration papers, VIO roadworthiness certificate, and CMR police check report.
- On-Site Valuation: Visit our primary facility in Kano or designated evaluation centers in Abuja and Lagos. Our professional appraisers conduct an immediate inspection to determine 30% to 70% of your car’s true market value.
- Transparent Contract Execution: Review your loan contract with completely visible terms, no hidden fees, and flexible repayment durations up to 3 months.
- Instant Cash Disbursement: Upon signing, funds are transferred directly into your bank account within 30 minutes, while your car is safely parked in our 24/7 professionally monitored security garage.
Drive in today with your paperwork and leave with direct cash access in under 30 minutes.
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